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Towing and Roadside Assistance Coverage

Towing and Roadside Assistance are not much more than what they sound like. It is an addition to your auto insurance policy that allows you to either get direct towing service from the Insurance Company or to be reimbursed for expenses relating to needing a tow truck.

Insurance Policies including this coverage will specify exactly how much they will pay in the event a tow truck is needed and they will also specify for what other needs you may have to invoke this coverage. Running out of gas or leaving your keys in the car at the store could certainly be possibilities. Another thing to take note of on the policy is the number of times a year you can use this coverage before they cut you off. Just like Glass Coverage, you want to avoid abusing your Towing option because this will rack up more Comp Claims on your claims history or CLUE report.

GetCoveredUSA.com Insurance Tip: Towing Coverage on your Insurance policy will likely be the cheapest single item you can add on. However, you might still think about skipping it if you already have AAA or a Roadside Assistance Program that comes with your vehicle. A few new cars offer free roadside assistance or paid roadside assistance. Make sure you know what you already have so you dont waste money on extras that you already have coverage for!