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What is a Mortgagee Clause?
Its information required to be added to your fire/home insurance policy to reflect the interests of your lender or also known as mortgagee. Because they have leins on your home, they are entitled to be listed as loss payee. This is done on your Insurance Policy as a Mortgagee Clause or also referred to as a Loss Payee clause. Similar to Loss Payee or Additional Interest clauses on an Auto Insurance policy.
List of Mortgage Company Loss Payee Clauses for Evidence of Insurance - EOI and Declarations Pages for your Insurance Policy
These clauses might not apply to every loan in every state. Your lender will have the most up to date mortgagee clause for your particular account. Some Mortgage companies require Grade B or better AMBEST ratings and a maximum of 1% or $1000 deductible (whichever is higher). Dwelling Coverage should equal replacement cost of the physical dwelling.
ISAOA = Its Successors And/Or Assigns
ATIMA = As Their Interests May Appear |
Some lenders/mortgage companies require both ISAOA and ATIMA to appear on the mortgagee / loss payee clause. Some only require ISAOA. Generally if any of the information is incorrect on your insurance policies clause, they will notify you by phone or letter of the discrepancy. |
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| A GetCoveredUSA.com |
Bank / Mortgagee |
ISAOA and/or ATIMA |
Address |
City, State Zip |
Insurance Dept Phone |
Web |
| Aames Home Loan Inc. |
ISAOA/ATIMA |
PO Box 57093 |
Irvine, CA 92619-7093 |
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| ABN AMRO Mortgage Group, Inc |
ISAOA/ATIMA |
PO Box 57068 |
Irvine, CA 92619-7068 |
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| Accubanc Mortgage Corporation |
ISAOA/ATIMA |
PO Box 809048 |
Dallas, TX 75380-9048 |
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| ACT Mortgage Capital |
ISAOA/ATIMA |
481 Sawgrass Corporate Pkwy |
Sunrise, FL 33325 |
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| Aegis Wholesale Corporation |
ISAOA/ATIMA |
PO Box 7739 |
Springfield, OH 45501-7739 |
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| Alliance Mortgage Co |
ISAOA/ATIMA |
PO Box 2139 |
Jacksonville Fl 32232 |
Phone: 800-669-9271
FAX: 904-201-6267 |
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| Alpine Bank of Illinois |
ISAOA |
1700 N Alpine Rd |
Rockford, IL 61107 |
Phone: 815-398-6568
FAX: 815-395-6767 |
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| American Mortgage LLC |
ISAOA |
913 S 4th St Suite 102 |
DeKalb, IL 60115 |
Phone: 815-787-2360
FAX: 815-787-2380 |
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| Americas Wholesale Lender (Countrywide) |
ISAOA/ATIMA |
MSN-SV22
PO Box 10212 |
Van Nuys, CA 91410-0212 |
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| Amerihome Mortgage Company, LLC |
ISAOA/ATIMA |
165 Bishops Way, Suite 148 |
Brookfield, WI 56005 |
Phone: 262-821-1200
FAX: 262-821-1340 |
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| Ameritrust Mortgage Corp |
ISAOA |
284 Virginia St |
Crystal Lake, IL 60014 |
Phone: 815-459-7303 |
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| Anchor Mortgage Corp |
ISAOA |
1070 N Milwaukee Ave |
Chicago, IL 60622 |
Phone: 773-772-5000
FAX: 773-772-5002 |
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| Andrews Charles Mortgage Company |
ISAOA |
1 Court Pl, Suite 102 |
Rockford, IL 61101 |
Phone: 815-972-2600
FAX: 815-972-2700 |
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| Astoria Federal Mortgage Corp. |
ISAOA |
PO Box 290756 |
Nashville, TN 37229-0759 |
Phone: 800-430-9944
FAX: 516-535-8103 |
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| B GetCoveredUSA.com |
Bank / Mortgagee |
ISAOA and/or ATIMA |
Address |
City, State Zip |
Insurance Dept Phone |
Web |
| Bank of America, NA 602 (15 yr fixed, FHA & VA) |
ISAOA/ATIMA |
P.O. Box 2325 |
Corapolis, PA 15108-6924 |
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| Bank of America, NA 133 (30 yr fixed, FHA & VA) |
ISAOA/ATIMA |
P.O. Box 2325 |
Corapolis, PA 15108-6924 |
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| Bank of America, NA 744 (Jumbo, $240,000 or more & ARMS) |
ISAOA/ATIMA |
P.O. Box 57060 |
Irvine, CA 92619-7060 |
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| Bank of America, NA 173 (other types of loans) |
ISAOA/ATIMA |
P.O. Box 1504 |
Latham, NY 12110-8004 |
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| BankUnited, FSB (Hazard and Flood) |
ISAOA/ATIMA |
PO Box 02-8569 |
Miami, Florida 33102 |
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| BankUnited, FSB (Closing) |
ISAOA/ATIMA |
7815 N.W. 148th St |
Miami Lakes, Fl 33016 |
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| Baxter Credit Union C/O Midwest Loan Services Inc |
ISAOA |
PO Box 144 |
Houghton Mi, 49931 |
Phone: 800-388-7000
FAX: 847-522-8619 |
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| Berkshire Mortgage Finance, LLP |
ISAOA/ATIMA |
1 Beacon St
14th Floor |
Boston, MA 02108 |
Phone: 877-526-3562
FAX: 617-556-1507 |
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| BNC Mortgage Inc |
ISAOA/ATIMA |
PO Box 19656 |
Irvine, CA 92623-9656 |
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| Busey Bank |
ISAOA |
PO Box 17310 |
Urbana, IL 61803 |
Phone: 217-326-5265
FAX: 217-326-5282 |
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| C GetCoveredUSA.com |
Bank / Mortgagee |
ISAOA and/or ATIMA |
Address |
City, State Zip |
Insurance Dept Phone |
Web |
| Castle Bank NA |
ISAOA |
100 N Church St |
Sandwich, IL 60548 |
Phone: 815-786-8461
FAX: 815-786-2645 |
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| Centex Home Equity Corporation |
ISAOA/ATIMA |
185 Plains Road, Suite 301W |
Milford, CT 06460 |
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| CH Mortgage Ltd |
ISAOA |
12554 Riata Vista Cir
1st Floor |
Austin, TX 78727 |
Phone: 847-549-1494
FAX: 847-549-9784 |
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| Charter One Mortgage Corp |
ISAOA/ATIMA |
PO Box 5204 |
Glen Allen, VA 23058-6220 |
Phone: 800-234-6002
FAX: 804-627-5767 |
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| Chase Home Finance LLC |
ISAOA |
PO Box 47020 |
Doraville, GA 30362 |
Phone: 877-530-8951
(verbal ins updates) |
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| Chase Manhattan Mortgage Corporation |
ISAOA/ATIMA |
P.O. Box 57012 |
Irvine, CA 92619 |
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| Covington Industrial Bank Inc |
ISAOA/ATIMA |
333 Quadrangle Ave |
Bolingbrook, IL 60490 |
Phone: 630-226-4220
FAX: 630-226-4228 |
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| Citimortgage |
ISAOA/ATIMA |
PO Box 81300 |
Atlanta, GA 30366 |
Phone: 800-283-7918 (servicing)
Phone: 800-667-8424 (new loans) |
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| Citimortgage, Inc |
ISAOA/ATIMA |
PO Box 7706 |
Springfield, OH 45501 |
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Citizens Mortgage
Dovenmuehle Mortgage, Inc. |
ISAOA/ATIMA |
PO Box 25314 |
Santa Ana, CA 92799-5314 |
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| Citizens Savings Bank |
ISAOA |
PO Box 1207 |
Bloomington, IL 60127-1207 |
Phone: 309-661-8700
FAX: 309-661-0606 |
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| Cornerstone Home Loans, LLC |
ISAOA/ATIMA |
1711 Congress Street, Suite 2 |
Portland, Maine 04102 |
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| Commercial Lending, LLC |
ISAOA/ATIMA |
7603 Maple Branch Rd |
Clifton, VA 20124 |
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Countrywide Home Loans
, Inc. Countrywide Info Page |
ISAOA/ATIMA |
PO Box 961206 FTWX-22 |
Fort Worth, TX 76161 |
Phone: 800-669-6607
Fax: 800-293-8158 |
Agent Customers General Information |
Countrywide Home Loans
America's Wholesale Lender |
ISAOA/ATIMA |
P.O. Box 10212, MSN-SV22 |
Van Nuys, CA 91410-0212 |
800-669-6607 |
yes |
| CTX Mortgage Company |
ISAOA/ATIMA |
P.O. Box 199000 |
Dallas, TX 75219-9000 |
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Next Page >> Mortgagees E-O
This list of Mortgage Companies and Loss Payee clauses has been compiled over time. We add more on as we run across them. Some information might be out of date. |
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