GetCoveredUSA.com

:- Banking Information Main Page
:- Auto Lienholder Clauses
:- Mortgagee Clauses A-D | E-O | P-Z

What is a Mortgagee Clause?

Its information required to be added to your fire/home insurance policy to reflect the interests of your lender or also known as mortgagee. Because they have leins on your home, they are entitled to be listed as loss payee. This is done on your Insurance Policy as a Mortgagee Clause or also referred to as a Loss Payee clause. Similar to Loss Payee or Additional Interest clauses on an Auto Insurance policy.

List of Mortgage Company Loss Payee Clauses for Evidence of Insurance - EOI and Declarations Pages for your Insurance Policy

These clauses might not apply to every loan in every state. Your lender will have the most up to date mortgagee clause for your particular account. Some Mortgage companies require Grade B or better AMBEST ratings and a maximum of 1% or $1000 deductible (whichever is higher). Dwelling Coverage should equal replacement cost of the physical dwelling.

ISAOA = Its Successors And/Or Assigns ATIMA = As Their Interests May Appear
Some lenders/mortgage companies require both ISAOA and ATIMA to appear on the mortgagee / loss payee clause. Some only require ISAOA. Generally if any of the information is incorrect on your insurance policies clause, they will notify you by phone or letter of the discrepancy.
P GetCoveredUSA.com
Bank / Mortgagee	ISAOA and/or ATIMA	Address	City, State Zip	Insurance Dept Phone	Web
People's Mortgage Corp.	ISAOA/ATIMA	P.O. Box 3203	New Bedford, MA 02741
PHH Mortgage Services	ISAOA/ATIMA	P.O. Box 5954	Springfield, OH 45501-5954
Principal Residential Mortgage, Inc.	ISAOA/ATIMA	Hazard Insurance Dept 711 High Street	Des Moines, IA 50392-0740
Provident Funding Associates, LP	ISAOA	PO Box 5914	Santa Rosa, CA 95402-5914
R GetCoveredUSA.com
Bank / Mortgagee	ISAOA and/or ATIMA	Address	City, State Zip	Insurance Dept Phone	Web
RBMG, Inc.	ISAOA/ATIMA	P.O. Box 2975	Corapolis, PA 15108
S GetCoveredUSA.com
Bank / Mortgagee	ISAOA and/or ATIMA	Address	City, State Zip	Insurance Dept Phone	Web
Salem Co-operative Bank	ISAOA/ATIMA	3 South Broadway P.O. Box 67	Salem, NH 03079
Saugus Federal Credit Union	ISAOA/ATIMA	448 Lincoln Avenue	Saugus, MA 01906
Schaeffer Mortgage Corp.	ISAOA/ATIMA	5 Buttrick Road	Londonderry, NH 03053-9987
SIB Mortgage Corp. - Ivy Mortgage	ISAOA/ATIMA	1250 Route 28	Branchburg, NJ 08876
Sovereign Bank	ISAOA/ATIMA	P.O. Box 57073	Irvine, CA 92619-7073
Stoneham Co-operative Bank	ISAOA/ATIMA	C/o MGA Hazard Tracking P.O. Box 2547	Reston, VA 22090-0547
Suntrust Mortgage, Inc.	ISAOA/ATIMA	P.O. Box 57028	Irvine, CA 92619-7028
T GetCoveredUSA.com
Bank / Mortgagee	ISAOA and/or ATIMA	Address	City, State Zip	Insurance Dept Phone	Web
Tower Mortgage and Financial Services Corp.	ISAOA/ATIMA	9420 Key West Ave Ste 330	Rockville, MD 20850
Transamerica Mortgage Co.	ISAOA/ATIMA	2501 Oak Lawn, 7th Flood	Dallas, TX 45219
U GetCoveredUSA.com
Bank / Mortgagee	ISAOA and/or ATIMA	Address	City, State Zip	Insurance Dept Phone	Web
Universal Mortgage Corporation	ISAOA/ATIMA	P.O. Box 2082	Milwaukee, WI 53201
W GetCoveredUSA.com
Bank / Mortgagee	ISAOA and/or ATIMA	Address	City, State Zip	Insurance Dept Phone	Web
Wachovia Mortgage Corporation	ISAOA/ATIMA	P.O. Box 57664	Jacksonville, FL 32241-7664.		Yes
Washington Mutual Bank, FA	ISAOA/ATIMA	PO Box 100564	Florence, SC 29501-0564
Washington Mutual Bank, FA	ISAOA/ATIMA	P.O. Box 35210	Lewisville, KY 40232-5210
Washington Mutual Bank, FA	ISAOA/ATIMA	PO Box 395	Albion, NY 14411-9947
Wells Fargo Financial	ISAOA/ATIMA	PO Box 54107	Los Angeles, CA 90054-0107
Wells Fargo Home Mortgage	ISAOA/ATIMA	PO Box 6502	Springfield, OH 45501-6502
Wells Fargo Home Mortgage	ISAOA/ATIMA	PO Box 5708	Springfield, OH 45501

This list of Mortgage Companies and Loss Payee clauses has been compiled over time. We add more on as we run across them. Some information might be out of date.