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Homeowners Insurance: Coverage D - Loss of Use |
Coverage D - Loss of UseCoverage D or Loss of Use pays out in the event that you are unable to live in your primary home due to a covered loss. Examples of Loss of Use PayoutsOne example would be if your home caught fire and while it was under repair and you had to either rent a home or live in a hotel while it was under repair. Loss of Use could also pay for storage of personal items as long as the loss was due to a Covered Peril this portion of your policy will kick in and help you out. LimitsPolicies vary by company on this coverage. Some policies cover "Actual Loss Sustained" over a given period of time, others will name a specific amount or percentage based on Coverage A limits. |
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