Home Insurance Covered and additional Covered Perils

Not all home policies are the same, however here are some covered and additional covered perils that are insured:

• fire or lightning
• windstorm or hail
• explosion
• aircraft
• vehicles
• riot or civil commotion
• smoke
• theft
• vandalism/malicious mischief
• glass breakage
• volcanic eruption
• falling objects
• weight of ice, snow or sleet
• freezing of plumbing
• accidental plumbing discharge
• rupture of steam or hot water heating system, air conditioning systems, or water heaters
• damage from artificially generated electricity.

GetCoveredUSA.com Insurance Tip: Earthquake, Flood, Mudslide, Terrorism etc are additional policy coverages. Consult your agent to find out how to add them on as coverages for your home.